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Undergraduate Financial Aid

Bethel wants to help you receive the maximum financial aid possible. This page has all the resources you need to find and apply for financial assistance.

We're Here to Help

If you have any questions or need guidance, the Bethel University Financial Aid Office is here to help.
Call (731)352-4233

If you are an Adult Degree or Graduate Program student, visit our Financial Aid Information page.

Adult Degree and Graduate Program Financial Aid Information

Getting Started

Undergraduate students seeking federal student aid should file a free application through FAFSA. Just go to the FAFSA website to find an application and learn more about what you’ll need. We recommend you contact Bethel University's Financial Aid Office to learn the best methods to get the aid you need. 


Understanding Financial Aid

We realize that financial aid can be confusing. Here is where we can offer basic information to find the information you need to fund your education.

Types of Financial Aid

There are three basic types of financial aid: grants/scholarships, loans, and work-study programs.

Grants and Scholarships

Grants and scholarships are often called “gift aid” because they don’t have to be repaid. Grants can come from a variety of different locations, most commonly the federal and state governments. There are thousands of scholarships, from all kinds of organizations. Below are just a few examples of the grants and scholarships available.

Federal Grants

  • Federal Pell Grants
  • Federal Supplemental Educational Opportunity Grants (FSEOG)
  • Iraq and Afghanistan Service Grants
  • Subsidized Federal Direct Loan
  • Unsubsidized Federal Direct Loan
  • Federal Parent Plus Loan Program

Tennessee Grants*

  • Tennessee State Assistance Corporation Grant* (TSAC)
  • Tennessee Educational Lottery Scholarship* (TELS or HOPE)
  • Tennessee Reconnect
  • Tennessee Student Assistance Award

Vocational Rehabilitation Grants

  • These grants are made through the Department of Human Services for students who have some type of disability. Contact the local office of the Department of Human Services for more details.

Workforce Investment Act Grant

  • This grant is for recently unemployed adult students. The student should contact the local Department of Employment Services in their county for more information.

*Only available to Tennessee residents

Financial Aid Resources

If you need help meeting your college expenses, here are a few various sources for financial aid resources.

Tuition Payment Options

Students are required to pay all tuition and fees at the beginning of each term, and registration is not complete until all fees are paid. Bethel University offers students six ways to pay their tuition.

Tuition Payment Options

Need-Based vs. Non-Need-Based

Each of these types of financial aid assistance is split into two categories: Need-Based and Non-Need-Based. The type of financial aid a student receives is figured by the cost of attendance and their Expected Family Contribution (EFC) as determined by the student’s FAFSA.


  • Federal Pell Grant (PELL)
  • Tennessee State Assistance Corporation Grant* (TSAC)
  • Tennessee Educational Lottery Scholarship* (TELS or HOPE)
  • Subsidized Federal Direct Loan (Subsidized)
  • Perkins


  • Unsubsidized Federal Direct Loan (Unsubsidized)
  • Federal Direct Parent Plus Loan Program (PLUS)
Graduate Need- and Non-Need-Based Aid Information

Financial Aid Assistance Information

Information concerning Financial Aid Assistance can be found on this page, and in the Current School Catalog, or the program the student is currently attending or planning to attend. The information includes but is not limited to:

  • The description of all the Federal, State, local, private and institutional student financial assistance programs available to students who enroll at the school.
  • Need-based and non-need-based federal financial aid that is available to students (the school may describe its financial assistance programs by listing them in general categories).
  • The terms and conditions under which students receive Federal Direct Loans and Perkins Loans.
  • The procedures and forms by which students apply for assistance.
  • The criteria for selecting recipients from the group of eligible applicants.
  • The criteria for determining the amount of a student’s award.

The school must describe the rights and responsibilities of students receiving financial assistance and, specifically, assistance under Title IV, HEA programs. This description must include specific information regarding:

  • Criteria for continued student eligibility under each program.
  • Standards which the student must maintain in order to be considered to be making satisfactory progress in his or her course of student for the purpose of receiving financial assistance.
  • Criteria by which the student who has failed to maintain satisfactory progress may re-establish his or her eligibility for financial assistance.
  • The method by which financial assistance disbursements will be made to the students and the frequency of those disbursements.
  • The terms of any loan received by a student as part of the student’s financial assistance package, a sample loan repayment schedule for sample loans and the necessity for repaying loans.
  • The titles of persons designated to assist enrolled or prospective students in obtaining financial aid information, school information, information on completion or graduation rates, and school security policies and crime statistics (and how and where those persons may be contacted).