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Undergraduate Financial Aid

Bethel wants to help you receive the maximum financial aid possible. This page has all the resources you need to find and apply for financial assistance.

We're Here to Help

The Bethel University Financial Aid Office is here to help. Please contact the department for your program below If you have any questions or need guidance.

College of Arts and Sciences Financial Aid
Call (731)352-6418

College of Professional Studies Adult Degree Financial Aid
Call (844)415-2151

Graduate Program Financial Aid
visit our Graduate Program Financial Aid page.

Getting Started

Undergraduate students seeking federal student aid should file a Free Application for Federal Student Aid (FAFSA) form. Just go to the FAFSA website to find an application and learn more about what you’ll need. We recommend you contact Bethel University's Financial Aid Office to learn the best methods to get the aid you need. 


Understanding Financial Aid

We realize that financial aid can be confusing. Here is where we can offer basic information to find the information you need to fund your education.

Types of Financial Aid

There are three basic types of financial aid: grants/scholarships, loans, and work-study programs.

Grants and Scholarships

Grants and scholarships are often called “gift aid” because they don’t have to be repaid. Grants can come from a variety of different locations, most commonly the federal and state governments. There are thousands of scholarships, from all kinds of organizations. Below are just a few examples of the grants and scholarships available.

Federal Grants

  • Federal Pell Grants
  • Federal Supplemental Educational Opportunity Grants (FSEOG)
  • Federal TEACH
  • Iraq and Afghanistan Service Grants

Federal Loans

  • Subsidized Federal Direct Loan
  • Unsubsidized Federal Direct Loan
  • Federal Parent Plus Loan Program

Tennessee Grants*

  • Tennessee State Assistance Corporation Grant* (TSAC)
  • Tennessee Educational Lottery Scholarship* (TELS or HOPE)
  • Tennessee Promise
  • Tennessee Reconnect

Vocational Rehabilitation Grants

  • These grants are made through the Department of Human Services for students who have some type of disability. Contact the local office of the Department of Human Services for more details.

Workforce Investment Act Grant

  • This grant is for recently unemployed adult students. The student should contact the local Department of Employment Services in their county for more information.

*Only available to Tennessee residents

Financial Aid Resources

If you need help meeting your college expenses, here are a few helpful resources.

Tuition Payment Options

Students are required to pay all tuition and fees at the beginning of each term, and registration is not complete until all fees are paid. Bethel University offers students six ways to pay their tuition.

Tuition Payment Options

Need-Based vs. Non-Need-Based

Each of these types of financial aid assistance is split into two categories: Need-Based and Non-Need-Based. The type of financial aid a student receives is figured by the cost of attendance and their Expected Family Contribution (EFC) as determined by the student’s FAFSA.


  • Federal Pell Grant (PELL)
  • Federal Work Study
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Subsidized Federal Direct Loan (Subsidized)
  • Tennessee State Assistance Corporation Grant* (TSAC)
  • Tennessee Educational Lottery Scholarship* (TELS or HOPE)


  • Unsubsidized Federal Direct Loan (Unsubsidized)
  • Federal Direct Parent Plus Loan Program (PLUS)
  • Tennessee Promise
  • Tennessee Reconnect
Graduate Need and Non-Need Based Aid Information

Financial Aid Assistance Information

Information concerning Financial Aid Assistance can be found in the Current School Catalog.